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Shifting Your Money Gears: Why it’s so hard to change your money habits

Imagine you’re driving along the highway at 60 miles per hour and you realize you need to take the next turn, which is only about twenty car lengths in front of you.  What do you do?

Do you slam on your brakes?  Signal your turn?  Change lanes?  Downshift?  (Am I the only one who likes to drive a standard?)

How do you decide what to do first, second, third, fourth when you’ve only got about five seconds to navigate the turn or drive right by it? 

Notice what’s happening in your body.  Is your heart pounding?  Are you holding your breath?  White knuckling the steering wheel?

Changing your money habits can be just as unnerving as trying to turn your car on a dime. 

While the concepts of spending less than you earn or saving money each month—or making a right turn in your car—are simple enough in and of themselves, the challenge comes with the momentum you’ve built up over the years by doing something else

It’s not easy to change your course, even when the concepts are relatively simple.  Believe me, I’ve experienced it myself and I see it all the time in my clients.  You are not the only one!

Our brains are amazing, miraculous devices that keep us safe (think fight or flight) and alive (think breathing and beating), and they also keep us stuck repeating habits that are no longer in our best interests—like spending money unconsciously and automatically. 

That’s why learning to create new money behaviors and turning them into HABITS (think automatic) can feel so challenging.  Your brain is wired to keep you doing what you’ve been doing, even if it’s wreaking havoc on your life.  Your brain really doesn’t like change.  And yet it is possible, when you get it on board with your new desires.

That’s why I use both a practical AND a transformational approach with my coaching clients.  Learning the practical money skills is key to an anxiety-free financial life.  By also utilizing transformational coaching methods, we can revise your unhealthy money programming to ones that support your growth and financial success.  It’s a one-two punch that provides lasting (think LIFELONG) results instead of temporary relief.

Using this two-pronged approach allows you to make changes in your behaviors and beliefs without struggle or sacrifice.  Haven’t you had enough of the struggle?  My clients learn to save money, get out of debt, spend without guilt, plan for short and long term needs and desires, and grow their incomes! 

If you’re ready to FINALLY transform your relationship with money, have someone to guide you through this new territory AND keep you accountable to your commitment to yourself, request an introductory coaching session with me at Nancy@EmbracingMoney.com

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